Buying flat in SG : Update 2

Hello there.

The major project is still on going, were just having delays because it took weeks for HDB (Housing and Development Board) to release the valuation report for the unit we chose which we will base our mortgage loan + total cashout upon completion. While we were waiting, we also used this time to "think and decide whether we really want to buy the flat". As the HDB website suggests, Step 3: Make use of the Option period to review the purchase and we have decided. Now that the valuation report is out, we are waiting for the schedule of our "First Appointment".


The HDB will send a letter to both the buyer and the seller confirming the date and time of their First Appointment to process their purchase/sale transaction. If either the buyer or the seller does not turn up for the First Appointment, the resale transaction will be cancelled. (source)

And of course, we didn't miss this opportunity to meet with some contractor/interior design companies.We already have spoken to quite a few, we are weighing who is the best and we already have some favorites in terms of ideas, customer rapport and price. We will be meeting with a few more so we'll see.

                

Nothing else to say but PRAISE THE LORD!

Blessings ♥

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Moving Up: Buying a flat in SG

Hi again.

I've mentioned from my post almost a year ago that because our major plan didn't flourish, we instead decided to have a 2nd child and now that the cute baby is here, we are moving on to the family major plan. :) Mabuti ang Diyos.

These past few weeks we have been stressed and tired viewing and choosing our prospect flats to buy. Choosing our own place is not as easy as 1-2-3. Unlike finding a flat to rent, buying our own took us to a higher level of stress! Ha ha. We viewed a total of 12 units I guess, and on the last days we shortlisted 4, down to 3 and then 2. It was all pressure when we decided to view again one of the two units shortlisted. Marvin after another thorough tour decided we get '231' we tried to haggle but then after a while I was already asked to issue a check for the option fee(Step 2: Sellers grant the OTP to you. Sellers will grant an Option to you, to buy the resale flat at the agreed resale price)

I can't believe that we, my husband mainly, have already decided which flat to lay our savings and all. Before our 2nd viewing, he was still mentioning that he would go for the other one but after weighing the pros and cons, '231' won even after we were informed that the seller of the other unit have decided to slash another 5k on their price. That wasn't easy you know. :)

So that special Easter Sunday, we have chosen our adobe to be. Now we are busy meeting the best interior design and construction company for the flat renovation. Basta, as per a blog I read, I WANT A HOUSE NOT A SHOWROOM! :)

God bless us more on this new level of our lives.

Blessings ♥

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